New York

Image Courtesy: pixabay.com

Glen Cove, New York CD Rates – 6-Month

You are viewing rates from banks across Glen Cove





Below are the best six-month CD Rates from banks with branches in Glen Cove, New York . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Glen Cove, NY - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 1.10% → 5.00% → 4.40%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.04% → 4.58% → 4.89% → 4.58% → 4.32%

Rate History: 5.00% → 4.50% → 4.25% → 4.10% → 4.25%

| Feb 5, 2020

The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 2.25% → 4.90%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.15%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 1.00% → 3.85% → 4.25% → 4.15%

Rate History: 5.35% → 5.00% → 4.50% → 4.65% → 4.13%

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 4.03% → 3.53% → 3.43% → 3.38% → 4.03%

Rate History: 5.30% → 5.00% → 4.80% → 4.00%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%

Rate History: 4.25% → 4.00%

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 2.35% → 4.50% → 4.25% → 3.80%

Warning: Early withdrawal penalty equals six months of interest.
Rate History: 5.05% → 5.10% → 4.60% → 4.25% → 3.75%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.61%

Rate History: 3.30% → 3.40%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Rate History: 3.50% → 3.25%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 2.70% → 3.00% → 2.75% → 2.15%

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.60%

$10,000

24.87

Learn More

0.50%

$10,000

22.40

Learn More

| Aug 19, 2021

Best Service! Read More

0.40%

$10,000

24.98

Learn More

0.35%

$1,000

12.56

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$10,000

20.69

Learn More

0.28%

$100,000

12.56

Learn More

0.25%

$10,000

19.90

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.18%

$10,000

12.56

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

20.72

Learn More

0.10%

$10,000

13.45

Learn More

0.04%

$100,000

19.87

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Glen Cove, NY - August 2, 2025


Branch Street City State
Santander Bank, N.A.
1350 Broadway Branch
1350 Broadway St New York NY
Finworth, a division of InsBank
New York Branch
1 Rockefeller Plaza New York NY
Habib American Bank
Habib American Bank Branch
99 Madison Avenue New York NY
State Bank of India
State Bank Of India Branch
460 Park Avenue New York NY
Hanover Community Bank
Hanover Community Bank Branch
2131 Jericho Turnpike Garden City Park NY
Spring Bank
Harlem Branch - Frederick Douglas Blvd
301 W. 111th Street New York NY
Bank of Hope
Manhattan Branch
16 West 32nd Street New York NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
Customers Bank
Osborn Branch
101 Theall Road Rye NY
First Central Savings Bank
First Central Savings Bank Branch
45-08 46th Street Sunnyside NY
New Millennium Bank
Bayside Branch
209-35 Northern Boulevard Bayside NY
Manufacturers and Traders Trust Company
World Wide Plaza Branch
830 Eighth Avenue New York NY
Amalgamated Bank
23rd Street And 3rd Avenue Branch
301 Third Avenue New York City NY
LendingClub
Lakeville Rd Branch
2020 Lakeville Rd New Hyde Park NY
CTBC Bank Corp. (USA)
Brooklyn Branch
54-18 8th Avenue Brooklyn NY
BankUnited, National Association
Avenue Of The Americas Branch
960 6th Avenue Of The Americas New York NY
Santander Bank, N.A.
1350 Broadway Branch
1350 Broadway St New York NY
Eastbank, National Association
Flushing Branch
136-81 Roosevelt Avenue Flushing NY
HSBC Bank USA, National Association
Seventh Avenue Branch
518 Fashion Avenue New York NY
Capital One, National Association
Park Slope Branch
516 Fifth Avenue Brooklyn NY
Ponce Bank
Styuvesant Branch
319 1st Avenue New York NY
Maspeth Federal Savings and Loan Association
101-09 Metropolitan Ave Branch
101-09 Metropolitan Ave New York City NY
Quontic Bank
Quontic Bank Branch
31-05 Broadway Astoria NY
Bank of America, National Association
Fulton Street Branch
350 Fulton Street Brooklyn NY
City National Bank
6th Avenue Branch
1140 6th Avenue New York NY
Ridgewood Savings Bank
73rd Street Branch
1404 2nd Avenue New York NY
Apple Bank
Second Avenue Branch
105 Second Avenue New York NY
Citibank, National Association
Korea Town Branch
22 West 32nd St New York NY
TD Bank, National Association
37th & Broadway Branch
1375 Broadway New York NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
Cross County Savings Bank
Kings Branch
731 Metropolitan Ave. Brooklyn NY
Wells Fargo Bank, National Association
Seventh & 39th Branch
535 Seventh Avenue New York NY
JPMorgan Chase Bank, National Association
Delancey Street Branch
109 Delancey Street New York City NY
Alma Bank
Avenue Of The Americas Branch
1023 Avenue Of Americas New York NY
Carver Federal Savings Bank
Atlantic Terminal Branch
4 Hanson Place Brooklyn NY
Amerasia Bank
86-26 Broadway Branch
86-26 Broadway Elmhurst NY
The Berkshire Bank
16th Avenue Branch
4917 16th Avenue Brooklyn NY
Sunnyside Federal Savings and Loan Association of Irvington
Sunnyside Federal Savings And Loan A Branch
56 Main St Irvington NY
Abacus Federal Savings Bank
Flushing Branch
36-30 Main Street Flushing NY
Metro City Bank
Bayside Branch
212-45 Northern Boulevard Bayside NY
Metropolitan Commercial Bank
1359 Broadway Branch
1359 Broadway New York NY
Industrial and Commercial Bank of China USA, National Association
Flushing Branch
39-02 Main Street Flushing NY
Cathay Bank
Midtown Branch
235 5th Ave New York NY
Dime Community Bank
52nd Street Manhattan Branch
12 East 52nd Street New York NY
Shinhan Bank America
Manhattan Branch
313 Fifth Avenue New York NY
Bank of Hope
Manhattan Branch
16 West 32nd Street New York NY
Industrial and Commercial Bank of China USA, National Association
Flushing Branch
39-02 Main Street Flushing NY
Hana Bank USA, National Association
Fifth Avenue Branch
309 5th Avenue New York NY
Webster Bank, National Association
Yonkers Branch
760 Mclean Ave Yonkers NY
TD Bank, National Association
37th & Broadway Branch
1375 Broadway New York NY
Alpine Capital Bank
Alpine Capital Bank Branch
680 Fifth Avenue, 7th Floor New York NY
PNC Bank, National Association
340 Madison Avenue Branch
340 Madison Avenue Branch New York NY


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates